
Even if you’re not a fan of freestyle skiing, there is no doubt you’ve heard about the recent tragic death of Winter X Games superstar Sarah Burke. The iconic Canadian skier died on Jan. 19 following an accident that had occurred nine days earlier during a training run in Park City, Utah. Burke crashed and sustained fatal injuries performing a routine trick known as a Flat Spin 540 on the Eagle Superpipe at the Park City Mountain Resort during an event sponsored by Monster Beverage Co. As a result of Burke’s fall, she suffered a ruptured vertebral artery in her neck, one of four major arteries supplying blood to the brain. This led to severe bleeding on the brain, causing her to go into cardiac arrest on the scene. While doctors were later able to successfully repair the artery, the 29-year-old British Columbia resident had suffered "irreversible brain damage due to lack of oxygen and blood to the brain during cardiac arrest," according to a statement released by her publicist.
Along with the debate over the danger and safety issues related to extreme sports like freestyle skiing, much commentary and outrage was spawned over another aspect of this horrible tragedy: Sarah Burke’s massive medical bills. Almost just as shocking as her sudden death were the reports that her family would be stuck with a bill for over $550,000 from her hospital care at the University of Utah Hospital.
While Burke had $5 million in medical coverage through the Canadian Freestyle Ski Association (CFSA), a largely government-funded body that fields Olympic competitors in the sport, the CFSA's policy only covers athletes that are competing in officially sanctioned events and training where coaches are present. Kelley Korbin, media relations manager for the association,
told msnbc.com, “This was a private sponsored event, so none of our certified coaches were there.” Burke’s accident occurred while she was training at an event hosted by Monster Energy Drink for a group of athletes the company sponsors, excluding her from being covered under the CFSA’s policy.
As a Canadian citizen, Burke was entitled to reimbursement for out-of-country costs through British Columbia’s Medical Services Plan; however, the plan would only cover a “smaller portion” of the total amount according to a statement released by the B.C. Ministry of Health. Apparently, the national health insurance policy only pays for what the services would have cost in Canada, which is usually only a fraction of what medical care costs in the United States. When someone is traveling outside Canada, the Ministry of Health typically suggests purchasing third-party insurance to cover the difference.